This Girl Wins Three Hundred Million Dollars

Chapter 52: Asset Planning



Chapter 52

Yu Shu had gauze taped to her face and didn't want to leave the house. She felt extremely down and spent her days lying down and online shopping, only stopping when her eyes became sore.

In just three days at home, she had spent over 2.3 million yuan.

When Yu Shu saw the bill, her eyes nearly popped out of her head. She didn't feel like she had bought that much, so how did it add up to over two million yuan?

After carefully reviewing the shopping list, Yu Shu fell into silence.

She hadn't really bought anything particularly expensive. Mostly skincare products, spring clothes, and bags. Each item ranged from a few thousand to tens of thousands, with the most expensive being a 120,000 yuan watch.

She felt anxious and panicked. When she had accumulated over one hundred thousand yuan in online debt before, it was because of this unbridled spending. During her efforts to work and pay off the debt, Yu Shu reflected on the reasons.

Having been raised in poverty since childhood, once the dam of unfulfilled material desires burst, it was unstoppable. She began indulging in retaliatory spending, but ultimately, it was her inability to control her material desires and vanity.

Enjoying life with money is natural, but extravagant waste is another matter.

Yu Shu surveyed her closet and realized that her extravagant spending after becoming rich had resulted in a chaotic collection of winter clothes. Half of the clothes had never been worn, with the price tags still intact.

Some were bought on the persuasion of sales assistants, only to find out at home that she didn't like them. Some were bought to follow trends but turned out to be unsuitable after trying them on. There were also clothes with similar colors or styles. When shopping, she hesitated on which one to buy, and in the end, she bought them all in a confused state. However, there were only one or two pieces that she would actually wear.

The same foolish mistakes should not be made twice.

Yu Shu took a deep breath and started decluttering. She gathered all the unworn clothes and took them to a second-hand luxury store. She analyzed the reasons for not liking or fitting certain styles and made a note to avoid those pitfalls when buying clothes in the future, whether it was the patterns, designs, or colors. Following the regulations she derived from organizing her closet, Yu Shu reviewed the recently purchased items to decide whether to return them. After careful consideration, she still spent 780,000 yuan on new clothes for the season.

One Porsche 718, poof~ gone.

She hadn't taken any of her spring clothes when she left City A, so she had to buy everything from innerwear to outerwear. The price was still acceptable, but she knew she couldn't continue spending like this in the future.

Yu Shu took out pen and paper and started planning how to spend her money.

A monthly living expense of 100,000 yuan, quarterly clothing budget of 300,000 yuan, monthly beauty expenses...

Filial piety towards her parents, travel expenses, social obligations, unexpected expenses...

It was a tangled mess.

With revisions and changes, the white paper turned into a black paper. Yu Shu finally completed her financial plan and set rules for herself. Before buying items worth tens of thousands of yuan, she must think carefully: Is this item necessary? Do I genuinely like it and is it suitable for me? If I were given the choice between this item and an equivalent amount of money, which one would I prefer?

The habit of keeping accounts had to be revived, not recording every single expense but noting down expenditures of thousands of yuan.

Apart from expenses, Yu Shu also needed to plan the funds she used for investment. Qi Yu and Fan Caiyun had already established themselves in their respective fields and gained a certain level of fame. There were already imitators in the market, so it was time to spend money to expand their reputation and seize the market. As for Wan Tuzui, after the film shooting was completed, funds were needed for post-production and promotion.

Ah, no amount of money is enough.

Yu Shu studied liberal arts in university and had no exposure to finance after work, but she understood the importance of not putting all her eggs in one basket. She had already stopped paying for the five insurances and one housing fund, but she still needed to buy insurance that was necessary. She also had to spend time carefully selecting insurance for Yu Feng, Ye Ping, and Yu Yang.

Hmm...

Should she also buy some stocks and funds? She heard that the stock market was flourishing now, but she didn't understand these things, so she decided to put it on hold for now and make a decision after careful research.

After feeling that the money was not enough to spend, Yu Shu deeply felt that her knowledge was insufficient.

Should she take a class? Yes, she must learn, she had to understand at least a little bit, otherwise she wouldn't even know if she was being cheated in the future.

After planning, Yu Shu felt much more relaxed. She packed up the things to be recycled into her suitcase since she was going to the hospital to change her medicine today.

Yu Shu pushed the suitcase out of the door, but as soon as she closed the door, a big fluffy creature pounced on her, startling her.

"Dou'e! Come here!" Shen Youlin called.

Yu Shu: "..."

Compared to its owner, this Samoyed was simply an angel. Yu Shu couldn't help but pat its head.

Dou'e had a very good temper. When Yu Shu touched it, it squinted its eyes and smiled happily. Shen Youlin called again, and it reluctantly rubbed against Yu Shu's leg before running to sit next to Shen Youlin.

Yu Shu still didn't have a good expression towards Shen Youlin and remained silent.

That day, when Shen Youlin sent Yu Shu home, he kept talking to himself all the way, babbling non-stop. Yu Shu sealed her five senses and became a competent and qualified little lobster. From getting in the car to getting out of the car, she didn't even spare him a glance, let alone speak to him.

Shen Youlin wanted to send her home, but he was stopped by the apartment concierge.

Yu Shu clearly told the concierge and security, "I don't know him, this person is following and harassing me."

In the end, Shen Youlin was thrown out by the security.

It was the first time in Shen Youlin's life that he felt so helpless, but he was at fault in the first place and couldn't have an outburst.

"Where are you taking your luggage? Let me take you, it's on the way. Wherever you're going, it's on the way," Shen Youlin leaned in and asked, carefully inspecting her nose. It hadn't collapsed, and the swelling had mostly subsided. Through the gauze, he couldn't see much more.

"Are you going out to play again? Let's go to the hospital first to change the medicine. Your dedicated and free driver, Xiao Linzi, is at your service," Shen Youlin said in a funny voice, imitating someone.

Yu Shu's car had been taken by Uncle Zhang, so she had to take a taxi when going out. Having a free driver come to her door meant she didn't have to worry about transportation.

Shen Youlin noticed her loosening expression and swiftly snatched her suitcase, kicking Dou'e on the buttocks, sending it flying into the neighboring door. The silly dog thought its owner was playing with it, turned around, and pounced on Shen Youlin. He quickly closed the door, cutting off Dou'e's "woof woof" barks from inside.

Shen Youlin looked at her with anticipation, "Quickly ask me why I'm here!"

"Come on, ask me quickly!"

Yu Shu couldn't be bothered and walked towards the elevator.

Shen Youlin followed her into the elevator, pouting, "I moved here, bought the room next to yours. The security guards can't stop me anymore."

Yu Shu glanced down at her phone, casually admiring her nails, which were due for a manicure.

Feeling ignored was uncomfortable, and Shen Youlin's voice sounded despondent, "Are you, by any chance, planning to ignore me?"

Yu Shu despised cold violence, but now she was doing the very thing she detested the most. What made her any different from them?

Unable to bear it any longer, Yu Shu let out a sigh, "I don't want to forgive you for now."

"I'm sorry." Shen Youlin lowered his head. "If you don't want to forgive me, then don't, but please don't ignore me."

Yu Shu softly murmured, "Hmm."

In that instant, Shen Youlin was like a parched grass suddenly drenched in a gentle rain. Under the tender nourishment, he slowly straightened his posture and, illuminated by the rainbow after the rain, blossomed into a sunflower.


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