Rebirth 1990: I have three golden fingers

Time flows endlessly in the bustling city like gurgling water. Every minute and every second, there are new stories unfolding here.

On the Ou River in Wencheng, a giant dragon spans both ends of the city. It is the Xinghai Bridge!

It is invested by Xinghai Group and has a total length of about 1.2 kilometers. It is divided into upper and lower floors. The lower level is for people and the upper level is for traffic. It has four lanes in two directions, that is, two lanes in one direction.

When night falls, the neon lights on the bridge gradually light up, complementing the sea of ​​stars.

In early October, the Xinghai Bridge was finally opened to traffic.

Its opening to traffic has brought unprecedented transportation convenience to the people of Wenzhou.

From then on, people are no longer constrained by transportation. People can travel more freely between the urban area and Oubei and enjoy the convenience of life.

In the past, people usually had to take a ferry to and from the city and Oubei, which was very inconvenient.

Nowadays, except for large trucks, people and vehicles can pass unobstructed, which is very convenient.

The northern terminal of the bridge is Xinghai Square. With the opening of the bridge to traffic, the flow of people in Xinghai Square has increased rapidly, and commercial activities have become more prosperous, just like the New Year.

Fang Bai's mother told him that after the bridge was opened to traffic, daily sales doubled, making houses in Oubei even easier to sell.

At the beginning of the year, the average price of a new house in Oubei was just over 3,000 yuan, and a good floor was 4,000 yuan.

Today, the average price has increased by nearly a thousand yuan, making it more expensive than in the urban area.

A total of 150 villas have been booked in the Lanhua Yuan real estate project. Pre-sales started at the beginning of the year, and prices are planned to increase after New Year's Day.

By this time, Fang Bai's personal wealth had risen to 26.7 billion yuan, and he was still far away from the middle finger upgrade.

When a person gets busy, time flies by quickly, and it’s New Year’s Day 1995 again in the blink of an eye.

In the past few months, Xinghai Group has developed new products such as small excavation XH75C, small excavation XH90C, medium excavation XH150C, 50-meter pump truck, 200 kW four-cylinder engine, small and medium-sized 90 kW diesel engine, Xinghai Pentium computer, etc., which have sprung up like mushrooms after a rain. .

The number of employees of Xinghai Network Company has reached nearly a hundred, and the web page layout and overall framework are being designed in accordance with Fang Bai's requirements.

There is no web software these days. Currently we are just doing basic work and collecting information.

For example, Fangbai plans to develop 365 navigation, Internet cafe assistant, and instant messaging platform.

Of course, this goal cannot be achieved with current technology and personnel alone.

At this stage, Fang Bai is mainly formulating strategic plans for the next three to four years, of which Internet Cafe Assistant is the most important project at the moment.

On the second floor of Hualian Supermarket, the "Hualian Bar" has been listed. Twenty or thirty Xinghai Pentium computers are neatly placed. Even though the hourly fee for using the computer reaches ten yuan, the occupancy rate is still 100%, and many students line up to watch. .

"Oh, this classmate can't even turn on the phone. Why don't you waste your money and let me use the phone?"

"You just come here to learn if you don't know how to do it. You'd better go to another place and queue up. I'll have to go to school for two hours."

"I'm dizzy, two hours!"

"Yeah, you finally waited for me, haha. If you want to wait, it's lunch."

The classmate looked at the other machines where students were queuing up, and couldn't help complaining to the waiter not far away: "Waiter, when are you going to add more equipment? There are only so many computers in such a big place, it's not enough."

The Internet cafe is currently staffed by two waiters and a technician, who have responded to students’ shouting and complaints many times.

"Just wait a little longer. We have to wait for Xinghai Group to produce them. There are so many stores across the country, but we have allocated them earlier. It is estimated that a batch of new machines will arrive in about two weeks."

"Hey, it's a torment, we have to wait for two weeks." Hearing the waiter's answer, the student who asked was worried. These computers are the most advanced computers in the country. They are currently difficult to buy and cannot be found anywhere else.

The school's computer is a 586 donated by Xinghai Group and has been used for more than a year.

The current computer is a Xinghai Pentium. The latest computer that has just been put in runs much faster than the school's.

There are between 10,000 and 20,000 students in the school, of course there are many wealthy students, and of course they want to enjoy the best computers.

Moreover, the Internet cafe is exquisitely decorated, and each seat is a comfortable sofa. If you are thirsty, you can just go downstairs to the supermarket and buy some drinks. It is very convenient. Of course, they are also sold in the Internet cafe, but they are a little more expensive.

The followers of Hualian Supermarket simply cannot see the point of running an Internet cafe. Is it very profitable? They also laughed at the investment in computers, which was so expensive and not many people could afford it. However, a small number of people still saw business opportunities.

The hourly fee is as much as ten yuan. If it is operated for ten hours a day, the computer investment cost will be recovered in more than a hundred days!

Even if it is only operated for five hours a day, the computer investment cost can be recovered in seven or eight months.

Other investments are not small, and it is expected that all investment costs can be recovered within one year at most.

If there are fifty computers and the daily attendance rate is high and the hours are long, the profit will be no lower than that of a supermarket.

Of course, they have also calculated the risks. Computers are electronic products and will soon be eliminated. Moreover, the investment is too large and they cannot buy Pentium computers from Xinghai Group. For the time being, they are mainly waiting and watching to see how Hualian Supermarket performs.

Currently, Xinghai Group's computer production workshop is already operating at full capacity. Fang Bai requires that no less than 50,000 computers be produced within half a year. The number of computers produced will be quickly put into Internet cafes, and not much goods will flow into the market at all.

As of now, Fang Bai's personal wealth has risen to 30.5 billion yuan, and Xinghai Group's assets have reached 50 billion yuan.

Xinghai Plaza in Lujiazui is ready for investment and construction, while Xinghai Plaza in HP District will be put into use in two or three months.

As for the Xinghai Tower, it is planned to collect design proposals from all over the world after this year. Construction is expected to start in 1996 and it will be put into use in 2000.

Xinghai Group currently has a lot of liquidity. It cannot use that much money to hoard land and cannot keep up with its development speed.

Purchasing land does not mean that you can buy it at will if you have money. If Fang Bai wants to hoard thousands of acres of land in Beijing, Shanghai and Guangzhou, and the government agrees, then it will definitely not agree.

Every city has a land transfer plan every year, and the purchased land must be developed in a timely manner.

Fang Bai knows the real estate situation in the next few years. It has not yet reached the year 2000, and the real estate has not exploded yet, so there is no need to rush.

For him now, his personal wealth is enough, so he should focus on scientific research.

Therefore, Fang Bai temporarily settled the loan mainly because the loan interest was too high. The billions of yuan he borrowed would cost hundreds of millions of yuan in interest alone a year, which was a lot of pressure.

Xinghai Machinery Company is currently focusing on the development of medium-sized digging XH200C and large digging, 200 kilowatt six-cylinder engines, and 250 kilowatt six-cylinder engines.

Last year, Xinghai Machinery Company’s revenue reached 9 billion yuan!

Xinghai Technology Company sells about 5 million VCD machines and has revenue of about 13 billion yuan.

Xinghai Real Estate Company has developed about 600 acres of residential land in Wencheng, with an average price of 3,600 yuan and sales revenue of 3.8 billion yuan, which does not include the Lanhua Yuan Villa.

Lanhua Yuan will not officially start pre-sales until mid-1995, and all deposits were paid before.

From the start of construction to now, this villa project has been carried out for more than a year, and the main body of 399 villas has been almost completed.

The construction progress of these villas is slow, mainly because of the structural drawings, which increase the difficulty of construction. This is not like residential areas, which are basically the same.

The main body of Fang Mansion has been completed and decoration has begun. It is expected to be completed by the end of the year. Fang Bai's mother has visited the new villa many times and looks forward to moving in soon.

As long as they can move into the villa, they can prepare for their son's wedding.

For her, the family's career is booming, and she just wants to have a grandson. She even urges her son to have a baby before having a wedding, which is not a problem.

Xinghai Commercial Co., Ltd., also known as Xinghai Plaza, had a turnover of about 600 million yuan last year, but most of the turnover was merchant revenue, and Xinghai Plaza took a share. Even so, the net profit after tax reached 100 million yuan.

After the Xinghai Bridge was opened to traffic, coupled with rising prices, people's incomes have continued to increase. This year's revenue is estimated to reach one billion yuan.

Xinghai Construction Company's revenue mainly comes from projects within the group. The project cost is about 200 million yuan. The main costs are labor costs and equipment investment, and the profit is only tens of millions of yuan.

To sum up, Xinghai Group's total revenue in 1994 was approximately 26.4 billion yuan.

Last year, Shanghai's GDP was 215 billion yuan, ranking first in the country. It can be imagined that the revenue of Xinghai Group is terrible, and it has surpassed the cities ranked after the 20th in the country's GDP.

Of course, in this period, the GDP of Hong Kong City last year reached 1,029.7 billion yuan, and it was not until 2010 that Shanghai surpassed it.

Xinghai Group is very powerful domestically, but internationally, it’s really not that good.

As the machinery company has more and more product models, its monthly revenue continues to increase.

Three months later,

Winter turned to spring, and it was April 1995.

There is a drizzle of rain falling in the sky in Shanghai, like a soft piece of music, slowly flowing in the air.

The trees in front of the Xinghai Group office building have sprouted new buds. Fang Bai sat on the sofa and listened to Qin Shuyu report to him the financial status of each company last month.

Especially for technology companies, monthly revenue has dropped a lot compared to last year.

The ex-factory price of VCD machines has been adjusted again. It is currently 2,000 yuan, and the terminal selling price has been adjusted to about 2,500 yuan. Sales volume has not increased much.

The DVD player has been successfully developed and Fang Bai plans to launch it in another year or two.

The work focus of technical employees in technology companies has shifted entirely to computers, software design, and mobile phones, and every day is training and learning.

Years later, when Fangbai announced that technology companies would no longer develop extension products for DVD players, all technical employees suddenly felt an employment crisis.

They won't be fired, right?

However, Fang Bai then announced that they would start new training and study, and there would be no layoffs. These technical staff breathed a sigh of relief.

At that time, Fang Bai solemnly told them: "For VCD machines and DVD machines, our group will definitely withdraw from the stage before 2000. We will no longer develop home appliances in the future. What we have to do is compete with the world's technology giants for the future." cake instead of staying in your comfort zone.

What I am certain of is that computers, software, and mobile phones are the emerging industries in the next ten years. We must keep up with the times and try to learn new knowledge so as not to be eliminated by the market. I hope everyone will wake up. "

For technicians, developing new products is a passion, especially in emerging industries. Of course, there is also a lot of pressure.

After Qin Shuyu finished talking about the financial situation of domestic subsidiaries, he told Fang Bai about the situation of Xinghai Investment Company.

At present, Qin Shuyu has taken over the financial reports of foreign investment companies from Fang Bai and helped him sort them out.

Fang Bai took it and looked at it briefly to understand.

Sure enough, by 1995, the share prices of the three stocks had soared.

During the same period last year, Xinghai Investment Company held customers with a total principal of approximately US$3.35 billion, and still owed US$200 million in interest.

The average price of Microsoft stock reached US$770 per share when I bought it. It is currently on a very good rise and has reached US$1,400, an increase of nearly double.

Currently, Microsoft has a market value of more than 60 billion U.S. dollars, and Xinghai Investment Company has invested about 1.5 billion U.S. dollars in Microsoft stocks, accounting for a very small proportion, still far from 5%.

Intel INTC, which reached US$4,000 per share when I bought it (calculated after restoration of rights), is currently hovering around US$7,500 and has nearly doubled.

The average price of Cisco stock was around US$350 when purchased, and currently it is around US$650.

In the past year, some customers have indeed withdrawn principal and interest, but new investments have been added. The principal amount is approximately US$3.4 billion, and US$750 million in interest is still owed.

The book value of the three stocks has reached US$6.2 billion!

Excluding principal and interest, profits are expected to reach $2 billion.

However, it has not been realized, and this wealth has not yet been recognized by Golden Finger.

If realized, Fang Bai's personal wealth would have reached 50 billion yuan.

At present, Cisco's market value is about 10 billion U.S. dollars, and Xinghai Investment Company holds a larger shareholding ratio, reaching 8%. When the shareholding exceeds 5%, it has been announced.

Financial institutions on Wall Street can't figure out why Xinghai Investment Company holds so many shares in Cisco, but judging from the rise in Cisco's shares in recent months, it has indeed made a lot of money.

After reading the investment company's report, Fang Bai felt very happy: "It's pretty good."

Qin Shuyu soon learned that Fang Bai had such a large investment overseas, and she was shocked to the point of being struck by lightning.

It can be thought that Xinghai Group's revenue last year was more than 20 billion yuan, so it is better to accept the financial report sent by Simmons.

Looking at Fang Bai lying comfortably on the sofa, he felt that he had no emotion for the book profit, he just smiled, and couldn't help but mutter: "Husband, why don't I feel that you are particularly happy? The book profit is two billion US dollars ah."

Fang Bai forced out a big smile: "Hey, that's enough."

Qin Shuyu was amused by him and said, "Well, that's pretty much it."

Fang Bai disagreed: "Honey, as long as the stocks haven't been realized and the money hasn't gone into your pocket, you can't be happy too early."

"Okay, what you said does make sense. By the way, hubby, will Hualian Supermarket Company go public next month?"

"Well, the prospectus has been issued and we are preparing to sell pre-sale shares. It is expected to be listed in mid-May." Fang Bai replied.

At present, the number of Hualian Supermarket stores has reached 320. The monthly revenue of the supermarket has reached 60 million yuan, and the net profit after tax is about 15 million yuan. The average profit of a single store has dropped slightly, mainly due to the small number of students in some universities.

As for the Internet cafe, it has been put into operation since New Year's Day. There are currently 30,000 computers and the monthly turnover will reach 80 million yuan, which is more than that of supermarkets.

Of course, the investment in Internet cafes is also very large.

The money from Series A and Series B financing, plus the money from supermarket profits, were all invested in the Internet cafe.

The fixed assets of Hualian Supermarket are approximately one billion yuan.

According to the current situation, the annual profit can reach 700 million yuan this year and more than 1.2 billion yuan next year.

Therefore, Hualian Supermarket’s pre-investment valuation is approximately 20 billion yuan.

It plans to raise 5 billion yuan and sell about 20% of the shares.

With this 5 billion yuan, the number of Hualian Supermarket stores will reach more than 500, the number of computers in on-campus Internet cafes will reach 150,000, the number of off-campus Internet cafes will be no less than 1,000, and the number of computers will reach more than 300,000.

The IPO will be held from April 25th to 31st, and it is planned to sell approximately 500 million shares globally, of which 80% will be international sales, 20% will be public sales in Hong Kong, and 15% will have over-allotment rights. Each trading lot is 100 shares, and trading of the shares is expected to begin on May 8.

The prospectus documents show that the issue price per share is HK$11, based on 100 shares per lot, and the admission fee is as high as HK$1,100.

Even though the admission fee is so high, it still cannot stop the hot subscription scene.

Yesterday, reporters from Shenzhen Stock Exchange obtained news from brokers that the stock was oversubscribed by 50 times, that is, the subscription funds reached more than 250 billion yuan.

There are three main reasons why Hualian Supermarket received popular subscriptions:

First, the entire Hong Kong stock market has been ignited recently, attracting a large amount of funds to enter the market.

Second, the relationship between Hualian Supermarket Company and Fangbai has indeed brought more confidence to investors. Fangbai's shrewd business methods have given investors greater confidence and provided strong support for its business development.

What the outside world didn't expect is that Hualian Supermarket Company's newly opened Internet cafe business has such good revenue and a bright future. The investment cost can be recovered in seven or eight months.

Third, unlike traditional industries such as real estate that were previously listed, Hualian Supermarket's supermarket and Internet cafe industries are widely favored by the market because Huaguo's demographic dividend and consumption upgrade drive the development of this industry.

"My husband is really amazing. He only invested 300,000 yuan in the beginning. In just four years, he built a listed company with a valuation of more than 20 billion yuan, and also brought a group of classmates with him." Qin Shuyu smiled with his eyes. Her eyes sparkled with pride for him.

There are 59 students in the class. If the IPO is successful, their shares will be diluted to 0.432%, and the valuation will be no less than 100 million yuan.

In other words, Hualian Supermarket was successfully listed and 59 billionaires were born.

Nowadays, various domestic media are frantically reporting on the grand listing of Hualian Supermarket, as well as these dozens of senior students who have not yet graduated.

"Hey, do you know now whether your husband is great or not?" Fang Bai curled his lips and smiled slyly.

Qin Shuyu rolled her eyes and said, "You are not serious sometimes. This is in the chairman's office."

Fang Bai glanced aggressively at his fiancée, who was sitting opposite and serving him tea, with a smug expression on his face: "Okay, let's not be serious again when we get home."

"I'm talking to you about something serious. I'm going to ignore you. I'm busy now." Qin Shuyu smiled carefully, put down the financial information on her hand, then twisted her body slightly and left the chairman's office, leaving her floral skirt behind. figure. (End of chapter)