Case Files 013

We found a small hotel and made do with it for the night. Early the following day, Zhao Mingkun cleaned up the traces we left and took me to Corning Insurance Company.

Corning Insurance Company's scale was not particularly large, but it did have a scale of hundreds of millions.As far as I know, insurance companies have transaction records for each claim, especially for such a huge amount of one million. Even after seven years, they can definitely be found in the company's transaction records.

And when the person in charge of the company fiddled with it for half an hour, he finally found this insurance claim bill. Coincidentally, the person in charge of this company also participated in the claim settlement of Lu Zhiqiu seven years ago.

The person in charge told us that when a claim needs to be settled, the insurance company will send an insurance claims adjuster to investigate. When the insurance claims adjuster determines that the insurance conditions are true and that there is no fraud, the claims will be settled in accordance with the insurance contract's regulations.

The person in charge said: "Seven years ago, the scale of Corning Insurance Company was not as big as it is now, and the insurance policies it usually handled were small policies of tens of thousands of yuan, but I didn't expect that it would actually pay one million yuan in compensation. Think about the dangers of student internships. Dongxing University has a very large share of insurance, and the scope of compensation is also wide. If there is an accident or even a homicide, it will be covered by the insurance policy. "

I frowned and said, "Murder counts? I've never heard of it. "

The person in charge nodded and said, "Actually, as long as it happens on the construction site, everything except suicide counts. Even if I die from a sudden heart attack on the construction site, it will be counted within the scope of the policy. As I said before, the school pays for it, and the insured share is also large, and the policy term is short, just one or two months for the internship. And that's why the final insured amount is so large.

I nodded.

The person in charge continued, "The investigator in charge of claims settlement was once another founder of our company, Liu Ruijie. Speaking of which, I really think this matter is a bit strange. Not long after that female classmate died, Liu Ruijie passed away a few months later. I left the company. And I know that Liu Ruijie owed a lot of debts at that time.

"A lot of debt?" My eyes lit up.

The person in charge nodded and said, "Speaking of which, Corning Insurance Company was founded by Liu Ruijie and another boss. Seven years ago, when they were in their thirties, they invested all their money in the company. The company started slowly and gradually gained scale, but Liu Ruijie became addicted to gambling. "

At that time, Liu Ruijie exported all the shares he held in the company. The person in charge shook his head and said, "Not to mention the house, the car, and the loss. Another boss saw him as the founder of the company and reluctantly gave him a job as a claims adjuster, where he was able to make ends meet. But Liu Ruijie, a company boss, turned out to be a claims adjuster in the end. The gap was too big.

So, Liu Ruijie left the company a few months after the settlement of the Lu Zhiqiu policy seven years ago.

The person in charge looked left and right and whispered to me, "I'm just guessing about these things, and I don't have any evidence. If you want to listen, just listen to it as a story. If you don't listen, it's not a big deal. "

"Tell me," I said.

The person in charge cleared his throat, and then said again: "At that time, Liu Ruijie's wife divorced him, and he owed a lot."

A lot of foreign debt, he spent every day frowning. But when he went to investigate that day, he smiled brightly, as if he was no longer worried about those foreign debts. He also told me on the way that, after securing this order, I would say goodbye to my past life. "

"What do you mean?" Zhao Mingkun looked at him.

He licked his lips and said in a low voice, "I think there seems to be something unspeakable between him and this order; otherwise, this order shouldn't be for him. I have a feeling that he actually knew this girl would die.

Having said this, he went on to say: "Of course, this was how I felt at the time, and he seemed to have paid off all the foreign debts later. But this is what I assumed, after all. He didn't say it clearly at the time, of course. Now, he won't say it explicitly, but think about it "

During the conversation, the person in charge gave us Liu Ruijie's phone number and address, and he said, "This phone number and address are from seven years ago. I don't know if they're in use now. At that time, his house and car were sold, so he rented it. He lives alone in a small house. By the way, don't tell anyone what I told you. You see, I'm not a person who likes to gossip. "

After getting the address and phone number, we walked out of the insurance company.

Zhao Mingkun looked at the address and said to me, "This address is more than two hours away from here, but it's not far. However, there is not much hope for him to still live there. Do you think there is such a possibility? Liu Ruijie owes a lot of money, and he urgently needs a lot of money to pay off his debts. But, ZhaoMingkun

rode the motorcycle. At that time, everyone knew that he was addicted to gambling, and the money he lent was basically impossible to get back, so no one lent him money at all. So he thought about the huge insurance policy. So they joined hands with the beneficiary, Hu Pei, asked Lu Zhiqiu to go to the construction site, and then the two of them killed people. "

I touched my chin and said slowly, "If two people commit a crime, in order to ensure that the other party will not speak out, both of them must do it. Then, the dismemberment may be so complete that the other party has no way of regretting it. Because there are two people. Once they have done it, even if they regret it in the future, they will not confess about the other person, or their prosperity will be damaged.

"Yes, as grasshoppers on a rope, none of them can betray the other." Zhao Mingkun said, "Otherwise, both of them will face the fate of being caught."

I snapped my fingers and said, "It's not impossible. The motive is money."

In the end, I raised a few doubts, "This is indeed explanatory, but I still have a few doubts. You say, why is the beneficiary of Lu Zhiqiu's policy Hu Pei? If you want to fill in this insurance policy, under normal circumstances, the first thing that comes to mind is not a boyfriend, right? "

Zhao Mingkun was silent for a moment and said, "That's not necessarily true. Lu Zhiqiu's family is not good to her. It can be seen that Lu Zhiqiu's family is more patriarchal. Moreover, it is estimated that when filling out this list, everyone was just joking around. Who would have thought that something would really happen? "

After a pause, Zhao Mingkun continued, "When filling out the form, the students should fill it out together, maybe to prove that the two people are more in love and they love each other. So the beneficiary column filled in each other's names. It's not impossible."

I shrugged, "Then Hu Pei killed her?"

Zhao Mingkun formalised the paraphrase.

She drove the motorcycle to Liu Ruijie's address, heard my words, and said, "That is, when you fill out the form, you have premeditated murder, and when Lu Zhiqiu writes down Hu Pei's name, Lu Zhiqiu's fate is already decided. It is Liu Ruijie who colluded with Hu Pei, not Hu Pei who colluded with Liu Ruijie."

"Who colluded with whom is not the point. The point is that both of them have a motive to kill." I hugged Zhao Mingkun and said, "Each one of them has a different idea, and they hit it off right away."

Zhao Mingkun said, "Equally divide one million, and one person has 500,000. "

" When do you think you can earn 500,000? "

I was speechless, so I had no choice but to say, "Do you think I can still make money in my current capacity? I can't make enough 500,000 in my life. "

Zhao Mingkun smiled: "I have."

"You have half a million?" I asked.

Zhao Mingkun nodded. "Envy?"

I snorted coldly and said, "I envy you. There are 500,000 people who are still alive, like homeless people. What's there to envy? "

Zhao Mingkun laughed.

However, if you say that Hu Pei and Liu Ruijie killed people, then they will not spread it everywhere. However, when we were in Hu Pei's old home, we heard Jiang Xiaochun's crazy words. From Jiang Xiaochun, From the words of the couple, we know that Jiang Xiaochun is also aware of this matter. Hu Pei will most emphatically not reveal this information.

Hearing my words, Zhao Mingkun also seemed to feel that something was wrong, so he said, "It makes sense. I had looked at Jiang Xiaochun before, and she seemed frightened enough. And he kept saying that she came back, the ghost was coming, and so on. If she hadn't been afraid of Lu Zhiqiu, she shouldn't have reacted like that. "

I snorted, "Then this is the problem." Lu Zhiqiu and Hu Pei have been in love for four or five years. After Lu Zhiqiu died, Hu Pei married Jiang Xiaochun and had children at a very fast pace. This shows that Jiang Xiaochun must have been thinking about Hu Pei for a long time. It's time. You said, In Lu Zhiqiu's case, do you think Jiang Xiaochun is involved?"

Zhao Mingkun shook his head and said, "If Jiang Xiaochun was also involved , the situation would be more complicated. And even if Hu Pei agreed, I don't think Liu Ruijie would agree. The more people who know about this, the more likely they are exposed, the more likely they will be caught, so they shouldn't join forces. "

Hearing Zhao Mingkun's words, I feel the same way. Moreover, from Hu Pei's sending his wife and children back to their old home, it can be seen that Hu Pei felt that this matter should not affect his wife and daughter, so Hu Pei should feel that his wife did not know about Lu Zhiqiu.

But judging from Jiang Xiaochun's situation, she did know about Lu Zhiqiu's death.

Things got interesting. The husband knows it, the wife knows it, the husband thinks the wife doesn't know it, and the wife knows it but pretends not to know it. And what I can be sure of is that Hu Xiaoxue must not know about this matter. The child is innocent, but the murderer also did not let her go.

I've been thinking about this all day. Who the hell killed Lu Zhiqiu, Hu Pei, Liu Ruijie, maybe even Jiang Xiaochun? They all had motives to let Lu Zhiqiu die, and they may have conspired to do this. And now, the person who avenged Lu Zhiqiu has returned.

Everyone has their own ghosts.

(End of this chapter)